Inflation Calculator

Understand how price inflation decays your cash buying power or increases future living costs over time.

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Inflation Setup
₹ 1,00,000
6.0%
%
10 Years
Years
Impact Estimates
Future Purchasing Power ₹ 55,839
Initial Amount ₹ 1,00,000
Lost Purchasing Power ₹ 44,161

Basket of Goods Price Estimator

See how the cost of typical household items will grow over 10 years at a 6.0% inflation rate:

?? Loaf of Bread
Today: ₹ 40 ₹ 72
? Cup of Coffee
Today: ₹ 150 ₹ 269
? Fuel (1 Litre)
Today: ₹ 100 ₹ 179
?? Movie Ticket
Today: ₹ 250 ₹ 448
?? Monthly Rent
Today: ₹ 20,000 ₹ 35,817
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Inflation Calculation Formulas

Depending on the selected mode, inflation operations are derived as follows:

1. **Future Cost (Escalation)**: How much an item costing principal **P** today will cost in the future:

Future Cost = P × (1 + R / 100)n

2. **Purchasing Power (Depletion)**: How much raw cash **P** will buy in future equivalent terms:

Purchasing Power = P / (1 + R / 100)n

Where:

  • P = Principal cash or item cost today
  • R = Expected annual inflation rate
  • n = Number of years

Yearly Purchasing Power Loss Projection

Year Opening Value Buying Power Loss Closing Value
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Frequently Asked Questions

The Consumer Price Index (CPI) is a primary economic metric that measures the weighted average change in prices of a typical basket of consumer goods and services (like food, medical care, transportation, and energy). It is the standard gauge used to determine national inflation levels.

To preserve buying power, capital must be invested in growth assets that historically deliver returns higher than the rate of inflation. Such assets include equity mutual funds, direct stocks, real estate, gold, and inflation-indexed bonds, rather than standard cash savings or low-yield accounts.