Assets & Liabilities
▲ ASSETS
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▼ LIABILITIES
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Net Worth Snapshot
Your Net Worth₹ 50 L
Total Assets₹ 83.5 L
Total Liabilities₹ 34 L
Debt-to-Asset Ratio40%
Asset Breakdown
Liquid Assets₹ 0
Investments₹ 0
Physical Assets₹ 0
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Net Worth Formula
Your net worth is the fundamental measure of financial health, calculated simply as:
Net Worth = Total Assets − Total Liabilities
A positive net worth means your assets exceed your debts. Track this quarterly to see your financial progress over time.
Frequently Asked Questions
A common benchmark: Net Worth ≈ (Age − 25) × Annual Income ÷ 5. So at age 35 with ₹10L income: expected NW = 10 × 2L = ₹20L. But this varies widely by income, lifestyle, and country.
Yes — use the current market value of your home as an asset, and your outstanding home loan as a liability. The difference is your home equity, which is part of your net worth.