ROI Calculator

Calculate investment efficiency ratios, annualized compounding yields, and raw net profit splits instantly.

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Investment Parameters
₹ 1,00,000
₹ 1,50,000
3 Years
Years
ROI Summary
Absolute ROI 50.00%
Annualized ROI 14.47%
Net Profit ₹ 50,000
Investment Benchmark Comparison
S&P 500 Index (Stock Market) Avg. ~10.0% p.a.
Beaten
Gold (Bullion) Avg. ~6.5% p.a.
Beaten
Fixed Deposit yield Avg. ~5.5% p.a.
Beaten
Long-term Inflation Rate Avg. ~4.0% p.a.
Beaten
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Return on Investment Calculation Formulas

The mathematical representation of absolute and annualized capital growth rates is outlined as follows:

1. Absolute ROI Formula

Absolute ROI = [ ( Vfinal - Vinitial ) / Vinitial ] × 100

2. Annualized ROI (Compounded Annual Yield)

Annualized ROI = [ ( Vfinal / Vinitial ) ( 1 / t ) - 1 ] × 100

Where:

  • Vinitial = Invested capital base
  • Vfinal = Returned maturity amount
  • t = Investment tenure in years
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Frequently Asked Questions

A "good" ROI is relative to the investment asset type and its risk profile. Historically, a yearly return of 7% to 10% is considered decent for diversified index funds, while fixed bank deposits typically yield between 5% and 7.5%.

Yes, if the returned or current asset value is less than the original invested capital, the ROI will be negative, representing a capital loss.